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What to Check in Land Registry Records Before Buying a Property

What to Check Before Buying a Property

Before committing to a property purchase, the title register and title plan contain essential information. Your solicitor will review these as part of conveyancing, but it's worth understanding what to look for yourself.

1. Confirm the Seller Is the Owner

Check Section B of the title register to verify that the person selling the property is the registered proprietor. If there are multiple owners, all must agree to the sale.

2. Check the Title Class

The class of title indicates how secure the ownership is:

  • **Absolute** — The strongest class, guaranteed by the state
  • **Good leasehold** — The leasehold title is guaranteed but the freehold has not been verified
  • **Qualified** — There is a specific defect noted in the register
  • **Possessory** — The owner may not have documentary proof of their title

    • Most titles are absolute. If the title is anything else, discuss the implications with your solicitor.

    3. Review Restrictions and Covenants

    Section C of the register lists restrictive covenants that limit what you can do with the property. Common covenants include restrictions on alterations, business use, or further building. If you have plans to extend or modify the property, these are critical.

    4. Check for Charges

    Any mortgages or charges must be cleared before or on completion. If the seller has multiple charges, ensure your solicitor confirms they will all be discharged.

    5. Understand the Boundaries

    The title plan shows the extent of the land. Check that it matches what you believe you're buying. Discrepancies between the physical boundaries (fences, walls) and the registered boundary can lead to disputes.

    6. Check for Easements

    Look for easements and rights of way in both Section A and Section C. Rights benefiting the property are in A; burdens on the property are in C.

    7. Leasehold Specifics

    If the property is leasehold, check:

  • The remaining lease term (below 80 years is a problem)
  • Ground rent amounts
  • Service charge obligations
  • Any recent lease variations

    • Start Your Property Research

    Search for any property on Online Land Registry to obtain the title register and title plan.